Urbana Municipal Employees Credit Union
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Types of Accounts We Offer Our Members

NEW * CERTIFICATES OF DEPOSIT AT 3.00% FOR 6 MONTHS! 

-Rate is for New and Moved Money.
-Minimum of $1000.


  All share accounts are federally insured up to $250,000 by the National Credit Union Administration

Regular Share Account
This is a savings account that typically pays higher dividends than standard bank savings accounts.  Members can deposit up to $75,000 per calendar year. Direct payroll deposit is available. Paid dividend of .25% for 4th quarter of 2022.  
 
Christmas Club Account
This a popular way to save for your holiday shopping.  Payroll deduct throughout the year and the balance is distributed to members on October 1st, 2023.  Interest rates are the same as for Regular Share Accounts.  There is a $15 penalty for early withdrawal.





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